PRIVACY POLICY

Protecting your private information is our priority. This Statement of Privacy applies to
www.realestateta.com, and REAL ESTATE Transaction Academy and governs data collection
and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to
REAL ESTATE Transaction Academy include www.realestateta.com and RETA. The RETA
website is a Real Estate Agent education and training site. By using the RETA website, you
consent to the data practices described in this statement.

Collection of your Personal Information
In order to better provide you with products and services offered, RETA may collect personally
identifiable information, such as your:

- First and Last Name
- Mailing Address
- E-mail Address
- Phone Number
- Real Estate licensure status

If you purchase RETA's products and services, we collect billing and credit card information.
This information is used to complete the purchase transaction.

We do not collect any personal information about you unless you voluntarily provide it to us.
However, you may be required to provide certain personal information to us when you elect to
use certain products or services. These may include: (a) registering for an account; (b) signing up for special offers from selected third parties; (c) sending us an email message; (d) submitting
your credit card or other payment information when ordering and purchasing products and
services. To wit, we will use your information for, but not limited to, communicating with you in
relation to services and/or products you have requested from us. We also may gather additional
personal or non-personal information in the future.

Use of your Personal Information
RETA collects and uses your personal information to operate and deliver the services you have
Requested. When you sign up for a membership with us, we may collect the following Personal Information from you.
Personal identifiers, such as your name, phone number, and email address.
Professional or employment-related information, such as the name of the company you
work for, your job function, and information about your license, if applicable.
We use your Personal Information to contact you about our membership offer and provide your
requested Services. We may also use this information to tell you about our products, Services, or
other offers you might find interesting.
We may share this information with our marketing providers to serve advertisements or
marketing material and provide similar services.
RETA may also use your personally identifiable information to inform you of other products or
services available from RETA and its affiliates.

Cookie Policy
Our Site may use cookies, web beacons, and similar tracking technologies (“Cookies”) to
provide, customize, evaluate, improve, and secure our services. A Cookie is a small piece of text
that is placed on your website browser when you visit a website. Some Cookies are only stored
temporarily and destroyed each time you close your web browser. Our Site also uses persistent
Cookies, which do not delete when you close your browser and may collect and store data for a
set period of time after you’ve left our Site.

How We Use Cookies
We may use Cookies for the following purposes:
Website Functionality. Cookies help us run our Site securely and enable basic functions
like page navigation. We also use Cookies to enable our online chat box and provide
customer support.
Performance and Analytics. Cookies help us analyze how you interact with our Site.
These cookies enable us to monitor and improve website performance, services, and your
experience.
Cookies allow us to deliver advertisements that are meaningful to you. Our advertising
partners may use Cookies to build a profile of your interests, deliver relevant advertising
on other websites, and measure the efficiency of the advertisements.
Managing Cookies
If you wish to prevent Cookies from tracking your activity on our Site or visits across multiple
websites, you can set your browser to block certain Cookies or notify you when a Cookie is set.
If you block Cookies, certain features on our website may not work or function properly.

Sharing Information with Third Parties
RETA does not sell, rent or lease its customer lists to third parties.

RETA may, from time to time, contact you on behalf of external business partners about a
particular offering that may be of interest to you. In those cases, your unique personally
identifiable information (e-mail, name, address, telephone number) is not transferred to the third
party. RETA may share data with trusted partners to help perform statistical analysis, send you
email or postal mail, provide customer support, or arrange for deliveries. All such third parties
are prohibited from using your personal information except to provide these services to RETA,
and they are required to maintain the confidentiality of your information.

RETA may disclose your personal information, without notice, if required to do so by law or in
the good faith belief that such action is necessary to: (a) conform to the edicts of the law or
comply with legal process served on RETA or the site; (b) protect and defend the rights or
property of RETA; and/or (c) act under exigent circumstances to protect the personal safety of
users of RETA, or the public.

Tracking User Behavior
RETA may keep track of the websites and pages our users visit within RETA, in order to
determine what RETA services are the most popular. This data is used to deliver customized
content and advertising within RETA to customers whose behavior indicates that they are
interested in a particular subject area.

Automatically Collected Information
Information about your computer hardware and software may be automatically collected by
RETA. This information can include: your IP address, browser type, domain names, access times
and referring website addresses. This information is used for the operation of the service, to
maintain quality of the service, and to provide general statistics regarding use of the RETA
website.

Links
This website contains links to other sites. Please be aware that we are not responsible for the
content or privacy practices of such other sites. We encourage our users to be aware when they
leave our site and to read the privacy statements of any other site that collects personally
identifiable information.

Security of your Personal Information
RETA secures your personal information from unauthorized access, use, or disclosure. RETA
uses the following methods for this purpose:

- SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is
protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or
alteration of your personal information. Unfortunately, no data transmission over the Internet or
any wireless network can be guaranteed to be 100% secure. As a result, while we strive to
protect your personal information, you acknowledge that: (a) there are security and privacy
limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and
privacy of any and all information and data exchanged between you and us through this Site
cannot be guaranteed.

Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
• Delete your personal information from our records; and
• Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information
if it is necessary to:
• Complete the transaction for which the personal information was collected, fulfill the
terms of a written warranty or product recall conducted in accordance with federal law,
provide a good or service requested by you, or reasonably anticipated within the context
of our ongoing business relationship with you, or otherwise perform a contract between
you and us;
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal
activity; or prosecute those responsible for that activity;
• Debug to identify and repair errors that impair existing intended functionality;
• Exercise free speech, ensure the right of another consumer to exercise his or her right of
free speech, or exercise another right provided for by law;
• Comply with the California Electronic Communications Privacy Act;
• Engage in public or peer-reviewed scientific, historical, or statistical research in the
public interest that adheres to all other applicable ethics and privacy laws, when our
deletion of the information is likely to render impossible or seriously impair the
achievement of such research, provided we have obtained your informed consent;
• Enable solely internal uses that are reasonably aligned with your expectations based on
your relationship with us;
• Comply with an existing legal obligation; or
• Otherwise use your personal information, internally, in a lawful manner that is
compatible with the context in which you provided the information.

Children Under Thirteen
RETA does not knowingly collect personally identifiable information from children under the
age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for
permission to use this website.

E-mail Communications
From time to time, RETA may contact you via email for the purpose of providing
announcements, promotional offers, alerts, confirmations, surveys, and/or other general
communication. In order to improve our Services, we may receive a notification when you open
an email from RETA or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from
RETA, you may opt out of such communications by Customers may unsubscribe from emails by
"replying STOP" or "clicking on the UNSUBSCRIBE button.".

External Data Storage Sites
We may store your data on servers provided by third-party hosting vendors with whom we have
contracted.
Legal Disclaimer
Nothing in this Privacy Policy restricts RETA’s capacity to:
Comply with federal, state, or local laws;
Comply with a civil, criminal, or regulatory inquiry, investigation, subpoena, or summons
by federal, state, or local authorities;
Cooperate with law enforcement agencies concerning conduct or activity that the
business, service provider, or third party reasonably and in good faith believes may
violate federal, state, or local law;
Exercise or defend against legal claims;
Detect security incidents and protect against fraudulent or illegal activity and prosecute
those responsible for such activity; or
Transfer Personal Information as part of a merger or acquisition, dissolution of RETA, or
in the event of bankruptcy or any other transaction in which a third party assumes control
of all or part of RETA

Changes to this Statement
RETA reserves the right to change this Privacy Policy from time to time. We will notify you
about significant changes in the way we treat personal information by sending a notice to the
primary email address specified in your account, by placing a prominent notice on our website,
and/or by updating any privacy information. Your continued use of the website and/or Services
available after such modifications will constitute your: (a) acknowledgment of the modified
Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information
RETA welcomes your questions or comments regarding this Statement of Privacy. If you believe
that RETA has not adhered to this Statement, please contact RETA at:

REAL ESTATE Transaction Academy
Telephone number:
720-938-1722

Effective as of February 22, 2023